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What happens when a pensioner dies? ❤️ When anyone dies, someone else will receive their super. There are rules about who that can be (for example, for most people it will only be their spouse, children or their estate). The group that can receive that super as a pension is even smaller. In fact, it’s

Should you wait until starting a pension before selling assets in your SMSF? These days, many SMSF members know that their fund stops paying income tax on some or all of its investment earnings (rent, interest, dividends, capital gains) when it starts paying “retirement phase” pensions. A “retirement phase” pension is usually a pension that

Tips when managing large payments from super 💰 If you are wanting to take a large benefit from your SMSF, there’s a lot to consider in working out how to structure the payment. Just taking a very large pension amount is often the worst possible thing to do. It’s easiest to explain the thought process

Four ways to increase financial security using your home equity Topping up super with a lump sum, or regular income, with the help of your home is becoming more popular. But beware of costs and the impact on pensions. Rising property prices are a reminder that retirees’ homes could be another source of income to

Three tips on handling SMSF assets when a divorce is involved Understanding the laws around self-managed superannuation funds is complicated, especially when divorce is involved, so it’s important to get good advice from a professional. SMSF members are pretty good at planning for the two great certainties in life – death and taxes. But managing