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Beware the “Super Health Check” cold calls: How older Australians are still being targeted

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The persistence of cold calls in financial advice ⚠️📞 Despite years of warnings from regulators, some financial advice firms continue to rely on cold callers and lead generators to drum up new business — often disguised as a friendly “superannuation health check.” These unsolicited calls might sound helpful at first, but many are designed to
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Couples can do the ‘Smart Shift’ to maximise age pension payments

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Couples can do the ‘Smart Shift’ to maximise age pension payments There are ways couples can rearrange their financial affairs to maximise their eligibility for Centrelink entitlements. As a retired couple, managing your superannuation and other assets effectively can have a significant impact on your ability to claim the maximum age pension. One of the
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Election 2025: Will Labor or the Coalition deliver real help for older Australians?

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Election 2025: Will Labor or the Coalition deliver real help for older Australians? 🧐 As we approach the 2025 Australian federal election, both major political parties are offering policies aimed at easing the financial burden on older Australians, seniors, retirees, and small family business owners. However, many of these promises come with serious concerns, particularly
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Federal budget 2025-26: What it means for older Australians

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Federal budget 2025-26: What it means for older Australians 💰🧐 The Federal Budget 2025-26 offers a mix of immediate relief and ongoing challenges for older Australians, seniors, and retirees. While it includes measures that could provide short-term benefits, it lacks a clear long-term fiscal plan. The deficit continues to grow, and public debt is expected
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Why cash is here to stay: A lifeline for Australia’s Over 60s

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Why cash is here to stay: Government enforce essential businesses to accept cash As Australia moves towards an increasingly cashless society, a proposed government mandate to ensure essential businesses accept cash has brought relief to many, particularly older Australians who rely heavily on cash for daily transactions. This policy comes at a time when businesses
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What you CAN (and CAN’T) do to improve your SMSF investment property

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What you CAN (and CAN’T) do to improve your SMSF investment property 🏠✔️❌ If you own an investment property through your self-managed super fund (SMSF), you might be wondering: “Can I make improvements to increase its value?” While it’s tempting to roll up your sleeves and use your skills to boost the property’s worth, the
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The truth about retirement calculators: How reliable are they?

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The truth about retirement calculators: How reliable are they? 🧐💻 Understanding your retirement needs Retirement planning is one of the most important financial decisions Australians over 60 need to consider. One key question: How much money do you really need to retire comfortably? While superannuation funds are expected to assist members in calculating this, research
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Aged care overhaul to shift more costs to self-funded retirees

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Aged care overhaul to shift more costs to self-funded retirees 💸👉 The Albanese government has introduced an overhaul of the aged care funding system, requiring wealthier retirees and part-pensioners to contribute more based on their assets. Self-funded retirees receiving home care will pay up to 80% of everyday living costs and 50% of independence costs
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Practical tips for older couples to avoid a messy, hostile divorce

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Practical tips for older couples to avoid a messy, hostile divorce 📜✔️ Divorce can be an emotionally challenging and financially complex process, especially for older couples who have spent decades together. While the situation may seem overwhelming, it doesn’t have to spiral into a bitter, drawn-out battle. With thoughtful communication, careful planning, and the right
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Case study: How couple in early 60s avoid hostile divorce with collaborative approach

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Case study: How a couple in their 60s avoided a hostile divorce with a collaborative approach 💭🤝 Background James and Patricia, a couple in their early 60s, had been married for 35 years. With two adult children and a comfortable lifestyle, they had built a life together that included shared assets such as a family
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Strategies to consider when selling your business before retirement

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Strategies to consider when selling your business before retirement 📝💰 As a business owner nearing retirement, selling your business can be one of the most important decisions you’ll make. It represents years of hard work, dedication, and often, a big part of your identity. Ensuring the sale goes smoothly will help you retire comfortably while
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