‘Risk-free’ cash is still king for many investors: How to find a better rate

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‘Risk-free’ cash still king for many investors Here’s a guide to finding a better rate Cash-focussed investors are feeling the pinch with record low interest rates persisting this year. The Reserve Bank is likely to keep rates subdued for the foreseeable future, noting an “uncertain” economic outlook as the nation struggles through lockdowns. Yet however
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The 13 best & worst super funds revealed

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The 13 best & worst super funds revealed for 2021 The Australian Prudential Regulation Authority (APRA) has revealed the best and worst superannuation fund products in Australia after releasing the superannuation statistics for the June 2021 quarter. According to APRA, superannuation assets totalled $3.3 trillion at the end of the June 2021 quarter – a
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Super co-contribution eligibility before-and-after 67

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Super co-contribution eligibility under 67 and over 67 Firstly, what is the super co-contribution? Super co-contributions help eligible people boost their retirement savings. If you’re a low or middle-income earner and make personal (after-tax) contributions to your super fund, the government may also make a contribution (called a co-contribution) up to a maximum amount of
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Make sure your Downsizer contributions don’t upend your super plans

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Make sure your Downsizer contributions don’t upend your super plans Two proposals in the federal budget are unambiguously great news for older Australians looking to get more money into super. Both relate to extending the period of time for which particular opportunities are available. The first was a proposal to bring the eligibility for “downsizer
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6 Superannuation contribution tips for 65s and older

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Six super contribution tips for 65 and older When it comes to the constantly changing superannuation environment, the last thing you want to miss out on an opportunity that you didn’t know existed or may coming up. Whilst superannuation rules can be confusing, there are six opportunities where getting your head around the fine print
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Making super contributions after the age of 67

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Making super contributions after 67 years of age Reaching age 67 is now one of life’s big milestones, as that’s when most Aussies will become eligible for the Age Pension. But unfortunately, when it comes to the super system, it’s also the age when the super contribution rules start to tighten up. Once you hit
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